 By Luigi Wewege Over the past decade financial service innovations have contributed to a completely new way in which customers can bank, threatening the status quo of traditional retail banks, and redefining a banking model which has been in place for generations. These new technological advancements have facilitated the rapid emergence of digital banking firms and FinTech companies, leading to established banks being forced to swiftly increase their pace of digital adoption to stay relevant and stop mass client attrition to these agile financial start-ups. These threats come at an inopportune time for banks due to mature markets currently experiencing stagnant growth. This coupled with decreasing profit margins due to the competitive pricing of new entrants, and financial customer loyalty becoming ever increasingly more tenuous. To order your copy click the link below: http://www.digitalbankingrevolution.com Meet Author- Luigi Wewege Luigi Wewege is the President and CEO of Vivier Group a multinational financial group of companies, providing its services worldwide through representation in jurisdictions across Africa, Asia, Oceania, Europe and South America. The group of companies is comprised of: Vivier & Co, Vivier Capital, Vivier Developments, Vivier Investments, Vivier Ventures, and launching shortly Vivier Growth Fund. Outside of Vivier he serves as the Non-executive Chairman of Nikau Global an international trade and development firm, as Partner/Director of Palmetto Global Ventures a bespoke financial management consultancy firm headquartered in South Carolina, and as an invited member of Boston, Massachusetts based non-profit the Young Entrepreneur Council.
For more information, please visit the website: http://www.luigiwewege.com  Gathering Courage A Life-Changing Journey Through Adoption, Adversity, and a Reading Disability T A Terry McMullin Why do some people find success despite hardships and others sink into a pit of despair? Gathering Courage: A Life-Changing Journey through Adoption, Adversity, and a Reading Disability by T.A. “Terry” McMullin is the author's incredible, award-winning memoir meant to inspire hope and encouragement to those who are going through tough times. Terry dusted off the hurt from abandonment, rejection by her adoptive parents, struggles with a reading disability, shock from foster home placement, and a life-altering accident. Her faith and tenacity along with the internal desire to overcome is thought provoking as Terry worked her way through college, Texas A&M University. Terry’s life transformed from a broken-hearted child who could barely make out words in elementary school to a distinguished educator and writer who encourages young people to work hard and to achieve their greatest aspirations. Terry proves that we are not defined by our hurts and wounds but it is what we become after the scars heal that counts. Any reader who loves a true story with a Christian focusshould definitely read this book. Words from the Readers “If you are looking for an encouraging book, look no further because this one is it! Yours is one of the most inspiring books I’ve ever read.” “People like her give me hope that there is something for all of us in this world. It is truly amazing how she is a teacher right now and changing the lives of people... people like her who make changes in this world and help others.” " An American story filled with adversity, triumphs, heartbreaks and great personal victory. T.A. McMullin will transport your mind through the epic words of a female pioneer who never gives up no matter the challenges she faced!” Charmaine Carraway - The Visionary Woman Order through: Amazon, Barnes & Noble, or a signed copy directly from the author at gatheringcourgemedia.com Meet Author T. A. "Terry" McMullin THE AUTHOR, T. A. “TERRY” MCMULLIN knows as well as anyone that hard times are a part of the journey of life. During Terry’s journey, she was an orphan, an adopted child, and then made a foster child by her parents. Terry learned how to turn rejection into success as she struggled with a reading disability.
As a child in the 1960s, hardly anyone understood the struggles of dealing with dyslexia. But Terry turned her struggles with dyslexia into strengths as she taught herself how to read and study while working her way through college. Terry received a Bachelor’s and Master’s degree from Texas A&M University while becoming a teacher and a writer. Terry’s life transformed from a broken-hearted child who could barely make out words in elementary school to a teacher who encourages young people to work hard and achieve their greatest aspirations. At crucial points in Terry’s life, she found people who cared and understood, who became her encouragers. The encouragement from others made Terry’s life better so she vowed to be a champion for others who needed help. Terry gained great gratification and emotional even spiritual support from working with animals, horses in particular. This loving pursuit continues today as Terry lives on a small ranch in Texas with her horses, donkeys, and rescued Border Collie dogs. Everyone who loves animals will be inspired by the great stories of our animal friends who helped Terry to conquer mountains of challenges and to celebrate the joy of success. People who are dealing with the hardships of life will understand Terry’s story. They will become inspired to work hard to achieve their own personal goals. Children in orphanages or foster homes will know that, despite the reality of personal rejection, they too can become successful in life. The writing of Gathering Courage was a three-year project of reminiscing from the heart and hurts of the past for the sole purpose of encouraging others. What started as a thought then words on a napkin set the dream in motion to form sentences on paper. The dream grew and the formation of a book developed into a purpose, a mission - “To Make Life Better.” In less than 30 days after printing the proof copies, Gathering Courage became an award-winning book and T.A. McMullin became an award-winning author. 2015 North American Book Award 1st place winner – Animals/Pets 1st place winner – Biographies, Autobiographies, and Memoirs 2016 Readers’ Favorite 5 STAR Award 2016 Readers’ Favorite International Book Award Honorable Mention - Non-Fiction – Autobiography 2016 Best Book Award Award Finalist - Young Adult - Non Fiction |
Disclaimer: Some of the views and opinions expressed in the Book Club are those of the individual authors and do not necessarily reflect the official policy or position of founder Elizabeth Bourgeret or her agency
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